Do Auto Repair Bills Worry You?
Auto repair costs are expected to rise 15-20% in the next 2 years. A new transmission alone could cost $2900.
An extended warranty helps you avoid costly repairs and gives you peace of mind. Ask for a no obligation quote today...
An extended warranty helps you avoid costly repairs and gives you peace of mind. Ask for a no obligation quote today...
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An Extended Auto Repair Warranty is Coverage You Need
If you’re thinking about buying an extended auto repair warranty, you have a lot to consider. These warranties can be great money savers, especially if you have an older car. A few things to check into before purchasing your coverage are the actual company who will be paying the claims, exactly what is covered under the auto repair plan and how it pertains to your particular car, and the cost of coverage.
We’ve all seen the advertisements online and on television. We’ve gotten the phone calls and the junk mail. So how do you know if the company you’re thinking of purchasing from is actually going to benefit you?
Make sure that you are talking to the actual company that offers the warranty. There are a lot of companies out there that only get the customers to sign up and have nothing to do with service. Of course, these people are going to tell you what you want to hear. Their livelihood is selling that protection plan and they’re going to do anything they can to get it sold.
Never buy an extended auto repair warranty without looking at a contract and reading it for yourself. There are a lot of repairs that aren’t covered under most warranties. If you’re not sure, take it to your mechanic and have them look at it. Aside from the warranties that don’t cover everything, there are also warranties that cover a lot. Unfortunately, what is covered does not always have anything to do with your specific car or covers parts unlikely to need replacing or repair before the warranty runs out.
Your mechanic should also be able to tell you if this was someone they would do business with. If they have experience with a certain company not paying claims or trying to argue prices, they are not likely to want to do your repairs and you will most likely have a difficult time getting them to pay for anything.
Never sign up for a plan that requires you to pay the repairs and wait for reimbursement. The whole reason for you buying this plan is to not have to pay for these repairs. Many companies that will only reimburse you for repairs you already paid are not going to send you anything until you take them to court.
Don’t just assume the dealer is going to give you the best price on an extended auto repair plan. Most of the time, you can find a much better deal online as long as you choose your company carefully and get the right coverage.
Does your plan cover wear and tear? Or is it just a breakdown plan? Your auto repair plan should not only cover repairs for parts that have broken, but also for wear and tear, and sometimes even routine maintenance. Remember, just because the plan says bumper to bumper doesn’t mean it is. Read the fine print.
What else does your warranty cover? If you want the best deal for your money look for one that covers towing and rental car charges. These expenses can add up, especially during major repairs and you don’t want to get caught for extended time periods without a vehicle. You may also want to look into roadside assistance. Who knows when the car is actually going to break down?
There is a lot to buying an extended auto repair warranty. Put the thought and effort into it now and you will rest easier knowing that you won’t have a big hassle getting your car repaired in the future.
We’ve all seen the advertisements online and on television. We’ve gotten the phone calls and the junk mail. So how do you know if the company you’re thinking of purchasing from is actually going to benefit you?
Make sure that you are talking to the actual company that offers the warranty. There are a lot of companies out there that only get the customers to sign up and have nothing to do with service. Of course, these people are going to tell you what you want to hear. Their livelihood is selling that protection plan and they’re going to do anything they can to get it sold.
Never buy an extended auto repair warranty without looking at a contract and reading it for yourself. There are a lot of repairs that aren’t covered under most warranties. If you’re not sure, take it to your mechanic and have them look at it. Aside from the warranties that don’t cover everything, there are also warranties that cover a lot. Unfortunately, what is covered does not always have anything to do with your specific car or covers parts unlikely to need replacing or repair before the warranty runs out.
Your mechanic should also be able to tell you if this was someone they would do business with. If they have experience with a certain company not paying claims or trying to argue prices, they are not likely to want to do your repairs and you will most likely have a difficult time getting them to pay for anything.
Never sign up for a plan that requires you to pay the repairs and wait for reimbursement. The whole reason for you buying this plan is to not have to pay for these repairs. Many companies that will only reimburse you for repairs you already paid are not going to send you anything until you take them to court.
Don’t just assume the dealer is going to give you the best price on an extended auto repair plan. Most of the time, you can find a much better deal online as long as you choose your company carefully and get the right coverage.
Does your plan cover wear and tear? Or is it just a breakdown plan? Your auto repair plan should not only cover repairs for parts that have broken, but also for wear and tear, and sometimes even routine maintenance. Remember, just because the plan says bumper to bumper doesn’t mean it is. Read the fine print.
What else does your warranty cover? If you want the best deal for your money look for one that covers towing and rental car charges. These expenses can add up, especially during major repairs and you don’t want to get caught for extended time periods without a vehicle. You may also want to look into roadside assistance. Who knows when the car is actually going to break down?
There is a lot to buying an extended auto repair warranty. Put the thought and effort into it now and you will rest easier knowing that you won’t have a big hassle getting your car repaired in the future.