Do Auto Repair Bills Worry You?
Auto repair costs are expected to rise 15-20% in the next 2 years. A new transmission alone could cost $2900.
An extended warranty helps you avoid costly repairs and gives you peace of mind. Ask for a no obligation quote today...
An extended warranty helps you avoid costly repairs and gives you peace of mind. Ask for a no obligation quote today...
Copyright 2010 AutoWarranty-Quotes.com
Auto Warranty Quotes provides access and information for auto warranty quotes. This web site is not directly affiliated to GetMogi, Mogi, Great Lakes, US Fidelis, usfidelis.com, All State, EMC, Farmers, US Fidelity, Country or car manufacturer auto warranty programs. All registered trademarks of the respective auto warranty companies are acknowledged.
 |
 |
 |
 |
Get An Extended Car Warranty For Peace of Mind
When you buy a new car, the dealer usually covers it for a certain amount of time. If there are problems within that time frame, the dealer repairs it at no cost to you. So, what happens when that plan expires and your car breaks down? If you’re lucky, you thought to buy an extended car warranty. Before you buy, there are some things you need to look for.
Always know who you’re buying your extended car protection plan from. A lot of companies that sell protection aren’t selling their own but someone else’s. Buying direct from the source often lowers your price and gets you better service. Third party salespeople cannot give you the same service and support as the actual warranty company. They are just salespeople after all.
What kind of plan are you getting? Extended car warranty companies sell different kinds of plans with different coverage for each. Exclusionary plans are your best bet. These plans tell you simply what’s not covered because the list is shorter than what is covered. It also makes it easier to tell if you’re getting the coverage you want because you can tell if what you need is on the list of exclusions.
You also need to consider where you’re going to take your car when it breaks down and how the claim and repairs will be handled. Never buy a plan that only allows you to take the car to certain places for repair and never ever pick a plan that makes you pay first and get reimbursed. That’s a headache you don’t need and the point of buying an extended car warranty is so that you won’t have to foot the bill for those repairs, isn’t it? It’s your car and you should have the freedom to take your car wherever you want to get it fixed.
How much are you willing to pay for your extended car protection plan? You don’t want to pay an arm and a leg but you also shouldn’t settle for mediocre coverage just to get a deal. Compare plans within your price range and see who offers the most protection for your money. Check deductibles and consider how much you’ll have to put out of pocket for things like rental cars and towing bills if your plan doesn’t cover those. Sometimes it pays to spend a little more for the extra overage and lower deductible rather than just paying the minimum.
If you receive a phone call or email advertising coverage and trying to pressure you into buying, don’t. Reliable insurance companies do advertise but not by pestering and badgering you into buying their product. You also want to beware of companies that require a ton of personal information just for a quote. If have to give them much more than just a few bits of information before they even tell you anything about the costs of coverage with them, chances are you’ve run into a company that will contact you over and over again, sometimes even when you tell them not to.
Part of knowing who is selling you the car protection plan is checking into their contact information. Do they have offices? A phone number? A professional website? If so, can you actually get in touch with a real person? Or do they give you the runaround? When your car breaks down you need to be able to get in touch with the company you’ve been giving your hard earned money to. If you can’t contact them now, how will you when you really need to?
If you follow these rules for buying an extended car warranty, then you can rest assured you will actually be covered when the time comes for your car to have repairs done. Carefully select the company you buy your plan from and research them thoroughly.
Always know who you’re buying your extended car protection plan from. A lot of companies that sell protection aren’t selling their own but someone else’s. Buying direct from the source often lowers your price and gets you better service. Third party salespeople cannot give you the same service and support as the actual warranty company. They are just salespeople after all.
What kind of plan are you getting? Extended car warranty companies sell different kinds of plans with different coverage for each. Exclusionary plans are your best bet. These plans tell you simply what’s not covered because the list is shorter than what is covered. It also makes it easier to tell if you’re getting the coverage you want because you can tell if what you need is on the list of exclusions.
You also need to consider where you’re going to take your car when it breaks down and how the claim and repairs will be handled. Never buy a plan that only allows you to take the car to certain places for repair and never ever pick a plan that makes you pay first and get reimbursed. That’s a headache you don’t need and the point of buying an extended car warranty is so that you won’t have to foot the bill for those repairs, isn’t it? It’s your car and you should have the freedom to take your car wherever you want to get it fixed.
How much are you willing to pay for your extended car protection plan? You don’t want to pay an arm and a leg but you also shouldn’t settle for mediocre coverage just to get a deal. Compare plans within your price range and see who offers the most protection for your money. Check deductibles and consider how much you’ll have to put out of pocket for things like rental cars and towing bills if your plan doesn’t cover those. Sometimes it pays to spend a little more for the extra overage and lower deductible rather than just paying the minimum.
If you receive a phone call or email advertising coverage and trying to pressure you into buying, don’t. Reliable insurance companies do advertise but not by pestering and badgering you into buying their product. You also want to beware of companies that require a ton of personal information just for a quote. If have to give them much more than just a few bits of information before they even tell you anything about the costs of coverage with them, chances are you’ve run into a company that will contact you over and over again, sometimes even when you tell them not to.
Part of knowing who is selling you the car protection plan is checking into their contact information. Do they have offices? A phone number? A professional website? If so, can you actually get in touch with a real person? Or do they give you the runaround? When your car breaks down you need to be able to get in touch with the company you’ve been giving your hard earned money to. If you can’t contact them now, how will you when you really need to?
If you follow these rules for buying an extended car warranty, then you can rest assured you will actually be covered when the time comes for your car to have repairs done. Carefully select the company you buy your plan from and research them thoroughly.